By: Patrick Fields

New Mortgage Qualification Rules

Tags: Mortgage Rules

Qualifying for a mortgage has never been a breeze and it’s about to get much harder.   In mid-October, the federal government announced changes to mortgage qualification rules and a more stringent “stress test” for uninsured mortgages for those with a 20 per cent or higher down payment.   The biggest impact these changes will have is on purchasing power and housing aff...Read More

By: Patrick Fields

FALL BACK TO GOOD HABITS: HEALTH FOR YOU AND YOUR HOME

Tags: Home tips

Bustling winds, rainy days, and stormy nights are now solidly upon us with few hints left of warmer times left. Do not despair, with the shift of seasons comes a chance for change for both you and your home. Take the right steps for you and your family to be happy and well.  Air quality Spring-cleaning is an old adage but don’t wait till next year. Now is the time to vacuum, dust ...Read More

By: Patrick Fields

November - Edmonton Market Update

Tags: Edmonton Market Update

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By: Patrick Fields

Stylish floor lamp design ideas

Tags: Floor Lamps

Floor lamps are essential not only for its function but also for creating a statement or design element in your living room. Here are just some stylish floor lamps to decorate your home.   ...Read More

By: Patrick Fields

Bank of Canada's interest rate spike: What does it means for homeowners with mortgages?

Tags: Bank of Canada Mortgage Rates

The Bank of Canada hiked interest rates twice this summer and the increases come at a time when many Canadians are struggling to pay off debt. First, in July, the bank announced a raise from 0.5 to 0.75 per cent and then, at the beginning of September, hiked rates again to a full one percentage point. A report by TransUnion last year estimated that if interest rates were raised by one percentage ...Read More

By: Patrick Fields

The real deal: School rankings and House prices

Tags: School Rankings, Homebuyer tips

The relationship between the quality of a school district and real estate prices in the neighbourhood is a bit of a “chicken-and-the-egg” question. The highest-ranking school districts tend to have higher house prices than less sought-after districts. At the same time, more affluent homeowners often live in more popular school districts. It’s not always clear which is the motiva...Read More

By: Patrick Fields

October - Edmonton Market Update

Tags: Edmonton Market Update

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By: Patrick Fields

Things to do in Edmonton this month

Tags: Edmonton events

Bison’s Eye View - Oct 15 Explore the legends and history of the great bison at Elk Island National Park.  Short Film Festival - Oct 14 to 15 A screening of indie and local films, celebrating Albertan independent filmmaking.  Ladies Learning Code - Oct 21 One day bootcamp workshop for women to learn the fundamentals CSS and how to add custom fonts, icons and animations to website...Read More

By: Patrick Fields

Antique and Modern Doorbell Designs

Tags: Doorbell Design

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By: Patrick Fields

How Do You Choose Your Neighbourhood? Tips, Tricks and Things to Keep in Mind

Tags: HomeBUYER tips

When you are buying a new home, choosing the right neighbourhood can be just as crucial to consider as the house itself. In general, people tend to be creatures of habit and, when moving, will look at the neighbourhoods they know best first and opt to stay in the same part of the city that they are accustomed to whenever possible. But sometimes circumstances like family, work relocation, school...Read More